Goodness! Retirement is not as easy it would seem. There are so many little things that have to be tied up, and the ribbon and bow can get pretty darn messy!
First comes training the person who is going to be replacing you and knowing it's going to be ok, whether you think so or not because once you are gone, you're gone.
Then you have to worry about the various insurances because once they've turned you loose, you are left out there hanging on your own and you have to have some kind of medical protection. This makes me give pause about so many Americans, with families, who go to bed every night with no insurance. That would give me a very fitful sleep, but Americans have a great spirit and keep, keeping on.
You have to worry about any other benefits that you might have coming to you and hope that it is all in good hands, because, if you're like me, you have always trusted these things to the powers that be and never really quite understood how they worked.
So, the year is new and so is my ever-broadening and ever-increasing knowledge of things that had been just in the sitting comfortably, and quietly, in the background until you got around to actually doing them...like retiring!
A little at a time I hope I am spreading some light over it, one little light beam at a time, and am so thankful for the sunshine!
The insurance thing is a big deal, huh. For me, it made sense to stay within the group that I had while working but, of course then I had to pay for it when I retired. We bit the bullet for the first few years but the premiums kept increasing more and more. Its really the reason that we are working after retiring. Does that make sense!
ReplyDeleteYep, it's like a HUUUUGE hurdle! I'll be biting the bullet on this one for many months too. Thanks for the input. I do hear that a lot of folks work just to pay for their insurance. And, too, I worked with a lady who worked well into her 70's because she said of the insurance. Everyone asked her, "what about Medicare?"
ReplyDeleteYeah...I am 61 years old now and I need to learn more about "Medicare" very soon, I suppose.
ReplyDeleteBob, I don't know much about Medicare other than they take some money out of your SS monthly payment to pay for it, but then you have to get supplemental insurance for what it does not pay for, as well as buying some of insurance for the drug part of it.
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